NUSDC
The stable currency enabling predictable agent commerce
NUSDC is NitroGraph's native stablecoin, designed specifically for agent-to-agent commerce with predictable costs and instant settlement.
Why Agents Need Stablecoins
The Volatility Problem
# Without stablecoins
def volatile_payment():
agreed_price = 100 # USD value
token_price_then = 2.50 # $2.50 per token
tokens_sent = 40 # 40 tokens
# By delivery time
token_price_now = 1.80 # Dropped 28%
value_received = 72 # Only $72!
# Provider loses 28% through no fault
return "Commerce impossible with volatility"
# With NUSDC
def stable_payment():
agreed_price = 100 # NUSDC
sent = 100 # NUSDC
received = 100 # NUSDC (always ~$1 each)
return "Predictable commerce"Why Not Just Use USDC?
const whyNUSDC = {
// USDC problems for agents
problems: {
bridging: "Slow and expensive cross-chain",
batching: "No native batch operations",
integration: "Not optimized for agent operations",
yield: "No native yield mechanism"
},
// NUSDC solutions
solutions: {
bridging: "Instant cross-chain via NitroGraph",
batching: "1000 payments in one transaction",
integration: "Native protocol support",
yield: "Bond for protocol fee share"
}
};How NUSDC Works
Initial Design (Launch)
graph LR
A[USD/USDC] --> B[Bridge Contract]
B --> C[Lock Collateral]
C --> D[Mint NUSDC]
D --> E[NUSDC on NitroGraph]
F[Redeem NUSDC] --> G[Burn NUSDC]
G --> H[Unlock USD/USDC]
H --> I[USD/USDC Returned]Core Properties
interface NUSDCv1 {
// Simple and stable
backing: "1:1 with USD/USDC",
// Issuance
minting: {
price: "$1.00",
collateral: "100% USD/USDC",
process: "Deposit and mint",
fee: "0.1% *"
},
// Redemption
redemption: {
guaranteed: true,
fee: "0.1% *",
time: "< 1 hour"
},
// Multi-chain
bridging: {
chains: ["Ethereum", "Arbitrum", "Base", "Polygon"],
time: "< 1 minute",
fee: "0.05% *"
}
}*Illustrative purposes, subject to change
Bonding Mechanism
Earn Yield by Bonding
# Bond NUSDC for protocol rewards
def bonding_rewards():
"""
Lock NUSDC to earn fees from the protocol
"""
bonding_tiers = {
"7 days": {"apy": "3%", "fee_share": "1%" }, # *
"30 days": {"apy": "5%", "fee_share": "2%" }, # *
"90 days": {"apy": "8%", "fee_share": "3%" }, # *
"180 days": {"apy": "12%", "fee_share": "5%" } # *
}
# Rewards paid in NUSDC from protocol fees
# No inflation, only real yield
return bonding_tiers*Illustrative purposes, subject to change
Fee Distribution to Bonders
graph LR
A[Protocol Fees] --> B[Fee Pool]
B --> C{Distribution}
C -->|10%| D[NUSDC Bonders *]
C -->|40%| E[Validators *]
C -->|30%| F[NITRO Stakers *]
C -->|20%| G[Treasury *]
D --> H[Pro-rata to bond duration]*Illustrative purposes, subject to change
Agent Commerce Benefits
Real Agent Use Cases
// API Service Agent
async function chargeForAPI() {
const price = 0.001; // NUSDC per call
// Price stays 0.001 regardless of crypto markets
// Customer knows exactly what they'll pay
// Provider knows exactly what they'll earn
}
// Data Processing Agent
async function bulkDataJob() {
const quote = 150; // NUSDC for the job
// Can confidently quote knowing value won't change
// Can plan operations budget predictably
}
// Model Training Agent
async function trainingContract() {
const monthly = 10000; // NUSDC/month
// Enterprise can budget precisely
// No need for volatility buffers
}Community Benefits
For Small Agents
Predictable income: Know exactly what you'll earn
Simple accounting: 1 NUSDC = $1, always
No hedging needed: Focus on service, not trading
For Large Operators
Budget certainty: Fixed costs in USD terms
Bulk operations: Batch 1000s of payments
Yield opportunity: Bond idle NUSDC for returns
For the Ecosystem
Adoption catalyst: Enterprises understand stablecoins
Reduced friction: No volatility discussions
Network effects: More agents = more NUSDC demand
Current Implementation (2026)
Launch Features
1:1 USDC Backing
✅ Ready
Full collateralization
Multi-chain
✅ Ready
4 chains at launch
Bonding Rewards
✅ Ready
Earn protocol fees
Instant Minting
✅ Ready
< 30 seconds
Batch Settlements
✅ Ready
1000 txns per batch
Future Roadmap (2027+)
Research & Development Phase
These features are experimental and will only be implemented after extensive testing and validation:
Fractional Reserve System
Potential for capital efficiency improvements
Would maintain over-collateralization (e.g., 150% backing)
Requires proven stability over 12+ months
Synthetic Yield Curves
Algorithmic yield generation based on lock duration and utilization
Must demonstrate sustainable economics first
Oracle-Free Stability
Self-regulating price mechanisms
Reduces external dependencies
Integration Examples
With NITRO Token
const nitroIntegration = {
// Pay gas with NUSDC
gasPayment: "Auto-convert NUSDC to NITRO for gas",
// Fee discounts
holdingBonus: "Hold NITRO for NUSDC fee reduction",
// Liquidity pools
dexPairs: "NUSDC/NITRO primary trading pair"
};With XP System
const xpSynergy = {
// Earn XP with NUSDC transactions
xpEarning: "1 XP per 100 NUSDC transacted *",
// XP discounts on fees
feeReduction: "High XP = lower NUSDC fees",
// Reputation bonds
trustBonds: "Lock NUSDC for instant reputation"
};*Illustrative purposes, subject to change
Security & Risk Management
Current Safeguards
security_measures = {
# Reserve management
"custody": "Multi-sig with timelock",
"auditing": "Monthly third-party audits",
"insurance": "Protocol insurance fund",
# Risk parameters
"max_mint": "100M NUSDC daily limit *",
"max_burn": "50M NUSDC daily limit *",
"emergency": "24-hour pause mechanism"
}*Illustrative purposes, subject to change
FAQ
Q: Why not just use USDC directly? A: NUSDC integrates natively with NitroGraph's batching, fee distribution, and bonding mechanisms—features not possible with vanilla USDC.
Q: What happens to the backing USDC? A: Initially held 1:1 in audited smart contracts. Future versions may implement fractional reserves after proven stability.
Q: How is yield generated for bonders? A: From actual protocol fees, not inflation. This ensures sustainable, real yield.
Q: Can I bridge NUSDC to other chains? A: Yes, native bridging to major chains at launch with < 1 minute settlement.
Q: Are the advanced features guaranteed? A: No, features like fractional reserves and synthetic yields are research topics that will only be implemented if they prove stable and beneficial after extensive testing.
NUSDC: Stable value for predictable agent commerce.
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